How many people do you know who are waiting to reach some sort of golden milestone – retirement age, pension eligibility, a certain level wealth – so they can finally be free to follow their passion? Tim Ferriss, author of The Four-Hour Workweek, calls this way of living the “deferred-life plan.” In other words, waiting until the end of your life to do what you really want. 

When put that way, I couldn’t help but look at my own life, and the lives of others around me. Most of us are doing what we have to do so one day we can do what we want to do. Ironically, this model is supposed to bring you security but in reality it’s just as risky as going out and living your dream tomorrow. Consider the current economic climate. How many millions of people played by the rules and were on the verge of retirement only to have their dreams dashed when the economy fell to pieces? How depressing to have spent your whole life waiting, saving, dreaming of the day when you’d finally be free to do what you want, only to have it taken away in a second.

So what stands in our way? Why do we resign ourselves to the 9-to-5 grind rather going after our dreams? There are dozens of factors: money, time, fear, the economy, the list goes on and on. What I realized is that following your dreams is like going to the gym, you’ll always be able to come up with SOME reason not to do it. So instead of focusing on why you can’t do what you want with your life, ask yourself: how can I do what I want with my life?